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央行降息!详解你家房贷能省多少钱
地产人 作者:林枫 2015-03-02 13:43
[摘要] 中国人民银行决定,自2015年3月1日起,金融机构一年期贷款基准利率下调0.25个百分点至5.35%。
中国人民银行决定,自2015年3月1日起,金融机构一年期贷款基准利率下调0.25个百分点至5.35%;一年期存款基准利率下调0.25个百分点至2.5%,同时结合推进利率市场化改革,将金融机构存款利率浮动区间的上限由存款基准利率的1.2倍调整为1.3倍。
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RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;TEXT-INDENT: 2em;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;MIN-HEIGHT: 1em;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;FONT: 14px/24px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', ΢ÈíÑźÚ, Arial, sans-serif;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;WHITE-SPACE: pre-wrap;BACKGROUND: none transparent scroll repeat 0% 0%;LETTER-SPACING: normal;COLOR: rgb(62,62,62);CLEAR: both;VERTICAL-ALIGN: baseline;WORD-BREAK: break-all;BORDER-: medium none;BORDER-RIGHT: medium none;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px">RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;BACKGROUND: none transparent scroll repeat 0% 0%;FONT-SIZE: 18px;VERTICAL-ALIGN: baseline;BORDER-: medium none;BORDER-RIGHT: medium none;PADDING-: 0px">以贷款100万,20年,计算,如果按照基准利率计算,购房者之间可以减少月供144月每月,合计20年可以减少3.46万的利息支出。
RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;TEXT-INDENT: 2em;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;MIN-HEIGHT: 1em;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;FONT: 14px/24px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', ΢ÈíÑźÚ, Arial, sans-serif;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;WHITE-SPACE: pre-wrap;BACKGROUND: none transparent scroll repeat 0% 0%;LETTER-SPACING: normal;COLOR: rgb(62,62,62);CLEAR: both;VERTICAL-ALIGN: baseline;WORD-BREAK: break-all;BORDER-: medium none;BORDER-RIGHT: medium none;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px">
RD-WRAP: break-word !important;PADDING-: 0px"/>
RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;TEXT-INDENT: 2em;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;MIN-HEIGHT: 1em;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;FONT: 14px/24px 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', ΢ÈíÑźÚ, Arial, sans-serif;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;WHITE-SPACE: pre-wrap;BACKGROUND: none transparent scroll repeat 0% 0%;LETTER-SPACING: normal;COLOR: rgb(62,62,62);CLEAR: both;VERTICAL-ALIGN: baseline;WORD-BREAK: break-all;BORDER-: medium none;BORDER-RIGHT: medium none;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px">RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;BACKGROUND: none transparent scroll repeat 0% 0%;FONT-SIZE: 18px;VERTICAL-ALIGN: baseline;BORDER-: medium none;BORDER-RIGHT: medium none;PADDING-: 0px">而RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;MAX-WIDTH: 100%;WORD-WRAP: break-word !important;BACKGROUND: none transparent scroll repeat 0% 0%;FONT-SIZE: 18px;VERTICAL-ALIGN: baseline;BORDER-: medium none;BORDER-RIGHT: medium none;PADDING-: 0px">连续2次降息后,贷款100万,20年将减少利息支出超过9万。(数据来源:中原地产)
RDER-BOTTOM: medium none;BORDER-LEFT: medium none;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;TEXT-INDENT: 0px;MARGIN: 25px 0px 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: 0px;PADDING-RIGHT: 0px;FONT: 14px/24px 宋体, 宋体, Helvetica, sans-serif;WHITE-SPACE: normal;BACKGROUND: none transparent scroll repeat 0% 0%;LETTER-SPACING: normal;COLOR: rgb(51,51,51);VERTICAL-ALIGN: baseline;BORDER-: medium none;BORDER-RIGHT: medium none;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px" class="con_txt">
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